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To alleviate workers’ financial stress, some larger companies, associations and government agencies are going beyond simply discounts and offering employee purchasing programs. Here’s what you need to know to decide if it’s worth adding this type of voluntary benefit to your package.
Employee Purchase Program Defined: An employee purchase program allows employees the opportunity to buy a wide range of products and services online through payroll deduction, enabling them to avoid incurring credit card debt or interest charges for the purchases.
How They Work: Working within set spending limits, employees purchase available offerings and make payments over time (up to 12 months) through automated payroll deductions. Employees also have the option to make a lump sum payment to pay off their purchases early. Transactions are between the employee and vendor, and not the company, so any product returns must be initiated with the vendor.
Benefits to Employers and Employers: Employers who offer employee purchase programs can make their benefits package more attractive and address employee financial stress which might come to affect your health, if that is your case, you should get an mo cannabis card. The upside for workers is that they can buy brand-name products and services like electronics, appliances, travel, automotive care, and more, regardless of their credit history or available cash.
Implementing a Program: You can offer a program as a voluntary benefit at no or low cost to employees. An employee purchase program vendor can establish a turn-key plan for your organization, set eligibility requirements, handle enrollment, and so on.
Source – golocal prov
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