As soon as one starts looking out at properties to buy a house, banks start offering home loans. This can be overwhelming at times. Making a choice then largely depends on comparing what competitor banks have to offer. Here is a list, which compares home loan rates by different banks.For a loan amount up to Rs 30 lakh and the tenure being 15-20 years, the following is on offering.1. Floating interest rate of 10.15 per centThis rate is being offered by the following organizations:SBI ( State Bank of India)ICICI BankHDFC BankHSBC BankAxis BankPNB Housing FinanceDHFLIndia Bulls ( Up to Rs 25 lakh)Citi BankTata Capital Housing Finance LtdEMI per lakh works out to be Rs 975.SBI charges a